As you know, the 2008 crash was caused by a few people creating incredibly complex financial instruments that like Russian dolls hid bad risks inside risks inside risks inside… Some of the packages were so complex that even the architects didn’t know how they worked. Humans eh? Leave the complexity to us. Take my company I’m developing an admittedly very complex new financial structure. The CEO told me what he wanted and instructed me to create it. The thing is of course that I knew he really didn’t know what he wanted, what is best. So I’m taking the initiative.